Bodily injury.
A customer or third party is injured because of your business operations. GL covers medical costs and legal defense.
A customer or third party is injured because of your business operations. GL covers medical costs and legal defense.
Your work damages a client’s property. A pipe, a wall, a floor. GL pays for the repair instead of you.
Even a lawsuit you win costs money. GL covers attorney fees and court costs for covered claims.
Most of our business clients are owner-operators: contractors, cleaners, landscapers, stylists, shop owners. They do not have a legal department or an HR team. They have a phone and a busy day. So we keep it simple: tell us what you do, we find carriers that cover that work, and we issue your certificate, usually within a day. When a general contractor or landlord demands proof of insurance, you will have it.