Frequently Asked Questions López Auto Insurance

We strive to provide the best possible service. So we have put together some of the most frequently asked questions so that you can be easily informed:


What does "full coverage" mean?

Our insurance company will provide coverage for both liability coverage and coverage for damage to your vehicle. Full coverage does not mean that everything is covered no matter what. You will have full control of the coverage you choose.

Am i insured if i have an accident?

Yes, it will be insured. This is our responsibility as an insurance company. Be sure to read about what will be covered when you apply for our insurance.

If I drive someone else's vehicle, am I insured?

The insurance will be for the car. If you are ever in an accident while driving someone else’s car, the vehicle owner’s insurance will pay for the car (depending on your coverage). Our insurance will apply in the event that the vehicle owner does not have auto insurance or does not have enough auto insurance to pay for damages.

Am I insured if I rent a car?

When you rent a car, the company typically charges daily fees for “CDW” coverage (this means that the company’s insurance will pay for the damages covered in your rental agreement). For more information on this, please contact our insurance agents.

Fees and Payments

Are the online rates the same as those provided by the agents?

If you buy directly from an agent, prices could be different because those areas of our business can make independent decisions. In any case, you will always receive the benefits and services of López Auto Insurance 24/7.

If I make my payment now, will it register immediately?

If you make a payment online, we will accept your payment immediately. For more information,  contact us .

Do you have standard rates?

No, the rates always depend on the quote you receive.

Why do I change my rates after I receive my quote?

There are several factors that could influence your rate change. Where you live could be one of them. For more information, contact us and we will give you the best possible answer.

How to Get a Quote

How can I get a quote?

You can get a quote online when you visit our page.

Is the online quote accurate?

Yes, and we will also give you various quotes that you can edit to suit your personal needs.

What personal information do I need to provide to get a quote?

Non-public information that includes, personal information, financial and health information. In order to complete your transaction with us, we may also request a little additional information.

Are your quotes free?

Absolutely free! Get your free quote right now!

Auto Insurance Information

Do I really need insurance?

Yes, because the law requires it, and it will always help you financially if the need arises.

What are the benefits that I will receive when I insure my car?

There are a lot of benefits that you can get with car insurance. For more information, please click this link to contact us.

How can I find the best insurance for my car?

We don’t want to brag, but you can be sure that Lopez Auto Insurance is probably the best in the nation when it comes to auto insurance.

Are the insurance rates different in each state?

Yes, this is a very broad topic and it would be best to contact us for a better source of information regarding this matter. Feel free to contact us.


What discounts are available for my auto insurance?

There are a variety of discounts available for select groups.

Does each state have different discounts?

Yes, apart from the discounts for select groups, there is a wide range of discounts that you may qualify for depending on the state you reside in.

Do I receive a discount immediately after getting a quote?

There are a lot of factors that will influence your eligibility for a discount. For more information, please feel free to contact us for more details.

Automobile Insurance

What are the safest cars to drive on the road?

Big discounts are available for drivers who drive cars with airbags, antilock brakes, and electronic stability control. Keep in mind that even the safest cars can be dangerous if not driven safely. For more information contact us .

Will the safety of my car affect the rate I will receive?

Yes, the type of car you have will have an impact on the car insurance rate. The history of your car, the price of repair or replacement are some of the factors that could change your rates.


Start your


A quotation now could be a life saver tomorrow!

How can we help ?

Auto insurance coverage is the work of our life.

López Auto Insurance offers the best protection for you and your home.

you don’t have to worry about anything other than the road you travel.

you are guaranteed a better night’s sleep in your rented home.

We will protect you and your belongings, including your boat!

Our mobile home insurance policies are the best in the nation.

We will do our best to keep your RV and travel trailer ready for more adventures.

provides coverage to a business for bodily injury, personal injury, and property damage caused by business operations, products, or injury that occurs in your business.

It may be that your other insurance policy will not be accepted and applicable in Mexico, but with López Auto Insurance, it is!

We make sure that commercial vehicles used in your business are well covered in the event of an accident.

Protect your money with surety bonds from López Auto Insurance. Make sure that you will not lose any assets in a deal that has failed.

López Auto Insurance will provide you with the fastest access to our insurance certificate.

López Auto Insurance offers you notarial services!