Irving, Texas 75060 - Lopez Auto Insurance & Tax

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About Irving Texas 75060

Irving is a city in the U.S. state of Texas and it is also the largest city in Dallas County. Irving is located within the Dallas–Fort Worth metroplex and it is also considered to be part of the Mid-Cities subregion. According to the 2019 estimates from the U.S. Census Bureau, Irving had a population of 239,798 making it the thirteenth most populous city in Texas. Irving is also home to the University of Dallas, a private Catholic university. The city is mostly known for its many business parks housing corporate headquarters for big companies, such as Verizon Communications, Microsoft, 7-Eleven, and Citigroup, Inc. among others. The scenic views and beautiful parks of Irving, Texas makes it a great place for travel trailers and RVing. And if you own a travel trailer or an RV, make sure your mobile home is fully covered with RV and Travel Trailer Insurance.

RV and Travel Trailer Insurance in Irving Texas

RVs and travel trailers can be a lot of fun. But before you take them out on the open road, it’s important to make sure you have the proper insurance coverage. So, the next time you go out on the road in your trailer, don't forget to buy your RV and Travel Trailer Insurance in Irving Texas. Along with the miles of fun and memories you'll accumulate on your journey, there's also a chance that something will go wrong. And when we break out all the elements in travel trailer and RV insurance, you'll see that if something does go wrong, it doesn't have to ruin your vacation or lead you into a sticky financial situation.

Basic Coverage for RV and Travel Trailer Insurance in Irving Texas

Think your travel trailer or RV is too small to be worth insuring? Think again! Even if you only take your rig out for occasional weekend getaways, it’s important to have basic coverage in case of an accident or theft. For trailer and RV owners, insurance coverage falls within two categories: bodily injury and physical property damage coverage.

Bodily Injury and Property Damage Coverage

Bodily injury coverage pays when your trailer or RV is involved in an accident with another vehicle, and the passengers in the other vehicle sustain injuries. Property damage insurance protects you in case of vandalism, floods, earthquakes, fires or vehicle collision.

Moreover, liability coverage helps protect you in the event of an accident in which another person is injured or killed. Trailer and RV insurance liability pays medical costs that result from your negligence, plus lost wages, up to the limit purchased.

Since most people reserve their trailers and RVs for vacation trips rather than daily use, comprehensive coverage isn’t typically required unless a regular towing vehicle is also insured on the same policy. If your only form of towing is a travel trailer or motor home, think about purchasing it – even if you have a separate automobile policy.

Planning for unforeseen events is nearly impossible; therefore, it’s important to be prepared by insuring yourself financially in case something happens to your home on wheels or travel trailer while you’re gone. The good news is you don’t have to pay exorbitant rates for top-quality protection plans – especially when you consider that most personal RV and travel trailer insurance can be affordable.

Comprehensive and Collision Coverage

Comprehensive coverage is not necessary for your travel trailer or RV, but they’re a good idea if you’re concerned about total loss. In addition, full coverage also protects those who might be driving your vehicle through household accidents, vandalism and theft that happens while you’re gone.

So before you leave on your next journey in your travel trailer or motorhome, make sure to purchase the right insurance plan for it by buying RV and Travel Trailer Insurance in Irving Texas.

auto insurance in irving texas
ravel Trailer Insurance in Irving Texas

Best Insurance Coverage If You Reside in RV or Trailer

If you live in an RV or trailer, you’ll want to make sure you have the best insurance coverage possible. Your home is likely your most valuable possession, and you need to make sure it’s protected if something happens.

Full-time policies for RVs are quite different from recreational RV policies. So if you shop for RV and Travel Trailer Insurance in Irving Texas, make sure to specify your actual use of the mobile home. This will ensure you’ll get enough protection according to your actual usage. Among the significant differences are the additional coverage for full-time use of the trailer or RV.

Personal Liability Protection

This provides coverage for injuries while your trailer is parked. The best part about this kind of insurance is that it’s great for occasional use, not just full-time RVers. You can protect yourself while camping in another person’s driveway or while parking at the park during the holidays.

Medical Payments

If you’re in an accident, this coverage will pay for the necessary medical expenses of yourself and others riding inside of your RV or trailer. This further covers the medical costs of injuries around the trailer.

Loss Assessment

This coverage helps pay for fees of the association where your trailer is parked to cover for repairs and damages.