GARLAND, TEXAS 75042

Commercial general liability insurance offers coverage against claims of bodily injury, property damage, or personal and advertising injury (invasion of privacy) arising out of your operations. Policies can cover owned premises; non-owned premises; independent contractors; products & completed operations; liquor law violations; crime; services rendered under contract; and contractual liability. It is not mandatory for businesses to carry this type of insurance in Garland, Texas, but it is often recommended because the costs of defense and potential judgments can be high.

The commercial general liability insurance in Garland, TX market has changed dramatically in the last few years. New coverage forms are being written by carriers at much higher limits with much lower deductibles. The idea behind these changes is twofold — firstly to make sure that both injured parties, as well as insureds, are fully protected from any unforeseen liabilities that could arise out of their businesses or personal activities. Insurers are looking to go one step further and also offer a more comprehensive package that covers all possible liabilities with a limitless liability cap, which is often referred to as an All Risk Policy.