SR22 Insurance in Texas - Lopez Auto Insurance & Tax

SR-22 Insurance in Texas

An SR-22 or a certificate of insurance is required by most state Department of Motor Vehicles (DMV) offices for “high-risk“ insurance policies. The DMV requires an SR-22 from a driver to reinstate his or her driving privileges if they previously have had a car accident or conviction of another traffic-related offense, the most common being a DUI (driving under the influence). If you get your SR-22 at Lopez Auto Insurance, we will do our best to get you back on the road as soon as possible.

In the state of Texas, SR-22 insurance is required for certain drivers who have been convicted of traffic violations or who have been involved in at-fault accidents. SR-22 insurance in Texas is a type of liability insurance that provides proof to the state that you are financially responsible for damages that may be caused while you are driving.

If you are required to have SR-22 insurance, you will need to maintain it for a period of two years from the date of your conviction. If you allow your insurance policy to lapse during this time, your driver’s license will be suspended.

How to Obtain SR-22 insurance?

There are a few different ways to obtain SR-22 insurance in Texas. You can purchase a policy from a traditional insurance company, or you can purchase a policy from an insurance company that specializes in SR-22 insurance. You can also purchase a policy online from an insurance provider.

When you are shopping for SR-22 insurance in Texas, it is important to compare rates and coverage options from different insurers. Be sure to ask about any discounts that may be available, such as a good driver discount or multiple policy discounts.

How Much Does SR-22 Insurance Cost in Texas?

The cost of SR-22 insurance varies depending on the insurance company and the coverage you select. In general, you can expect to pay more for SR-22 insurance than you would for a traditional insurance policy.

What Happens if I Fail to Maintain My SR-22 Insurance?

If you fail to maintain your SR-22 insurance, your driver’s license will be suspended. If your license is suspended, you will need to obtain an SR-22 insurance policy and maintain it for two years from the date of reinstatement.

Lopez Auto Insurance is here to help you with all your SR-22 insurance needs. Give us a call today for a free quote!

What types of convictions will require an SR-22?

In the state of Texas, SR-22 insurance is typically required for drivers who have been convicted of a DUI, DWI, or other serious traffic violation. If you have been involved in an at-fault accident, you may also be required to obtain SR-22 insurance.

How long do I need to maintain SR-22 insurance?

If you are required to have SR-22 insurance, you will need to maintain it for a period of two years from the date of your conviction. If you allow your insurance policy to lapse during this time, your driver’s license will be suspended. Moreover, failure to maintain coverage could also result in additional reinstatement fees and/or enforcement actions.

How will you know if you have SR-22 in Texas?

The Texas Department of Motor Vehicles (TX DMV) will send you a notice if you are required to obtain SR-22 insurance. The notice will include instructions on how to obtain SR-22 insurance and maintain it for the required time period. Alternatively, you may also visit the License Eligibility webpage of the Texas Department of Public Safety Driver License Division so you can track your driving eligibility status.

Do I still need to get an SR-22 even if I do not own a vehicle?

Yes. If you are required to have SR-22 insurance, you will need to obtain a non-owners policy. A non-owners policy is a type of liability insurance that provides coverage for damages that may be caused while you are driving a vehicle that you do not own.

Do I still need to get an SR-22 even if I do not own a vehicle?

The minimum amount of coverage for SR-22 insurance in Texas is $30,000 for each injured person, up to a maximum of $60,000 per accident, and $25,000 for property damage.

The Bottomline on SR-22 Insurance

SR-22 insurance is a type of car insurance that is required by the state of Texas for drivers with certain convictions on their driving record. It can be expensive, but there are ways to save money on your policy. Be sure to shop around and compare rates to find the best deal possible.

If you are in need of SR-22 insurance in Texas, we can help. Our team at Lopez Auto Insurance is knowledgeable about the requirements for SR-22 insurance and will work with you to find a policy that fits your needs. Contact us today to get started!

SAVE MORE MONEY!

Start your

FREE QUOTE

A quotation now could be a life saver tomorrow!

How can we help ?

Auto insurance coverage is the work of our life.

López Auto Insurance offers the best protection for you and your home.

you don’t have to worry about anything other than the road you travel.

you are guaranteed a better night’s sleep in your rented home.

We will protect you and your belongings, including your boat!

Our mobile home insurance policies are the best in the nation.

We will do our best to keep your RV and travel trailer ready for more adventures.

provides coverage to a business for bodily injury, personal injury, and property damage caused by business operations, products, or injury that occurs in your business.

It may be that your other insurance policy will not be accepted and applicable in Mexico, but with López Auto Insurance, it is!

We make sure that commercial vehicles used in your business are well covered in the event of an accident.

Protect your money with surety bonds from López Auto Insurance. Make sure that you will not lose any assets in a deal that has failed.

López Auto Insurance will provide you with the fastest access to our insurance certificate.

López Auto Insurance offers you notarial services!